SORPA UAE

Strategic Partnerships for the Next SORPA Market

SORPA is preparing its UAE expansion and opening conversations with strategic partners across merchant networks, banking and payments, corporate integrations, technology and regional market access.

Existing products.
An established network.

Explore the existing products

Market Presence

Kazakhstan · Kyrgyzstan · Russia · Ukraine

Registered Users
600K+
Merchant Partners
600+
Market Presence
4

Conservative rounded figures from existing SORPA operating materials. Market presence does not imply a financial-services licence.

One ecosystem. Three sides of every transaction.

SORPA App

Discover merchants, receive Cash Up and interact with the ecosystem.

SORPA Pay

Merchant interface for invoices, QR-based payment workflows and transaction history.

SORPA Business

Manage locations, transactions, communications, reviews and operational data.

Localized illustrations of regional product interfaces. Historical screen data; not UAE programme terms.

Inside the transaction

Platform Economics

A merchant-funded model designed to share value across the ecosystem.

$100

Illustrative GMV

$20 / 20%

Merchant contribution
$1010% of GMVCash UpValue for the customer
$33% of GMVReferral ecosystemThree-level referral ecosystem
$22% of GMVPayment infrastructurePayment & acquiring infrastructure
$55% of GMVSORPAPlatform Contribution
5%

Platform Contribution

Before UAE operating expenses, taxes and other applicable costs.

Illustrative platform economics based on an average 20% merchant contribution. Actual economics may vary by merchant, category and market.

The UAE.
A gateway to GCC and MENA.

SORPA is preparing its UAE launch as the next stage of international expansion and a strategic gateway to GCC and MENA.

Geographic footprint

Built across Eurasia. Entering the Middle East.

SORPA’s existing market presence spans Eurasia, with the UAE positioned as the next strategic step in its international expansion.

Select a market to explore its place in the ecosystem. Click or press Enter to keep a selection.

Kazakhstan — Market Presence
Presence describes the ecosystem’s geographic footprint, not a financial-services licence. Local operating arrangements are market-specific.

Partnership formats

Different capabilities. A shared market.

Bring your network, infrastructure or market knowledge to a conversation about SORPA’s planned UAE entry.

Merchant Network Partnership

Retail, hospitality, services and merchant ecosystems.

Banking & Payment Partnership

Banks, acquirers, PSPs and regulated payment infrastructure.

Corporate Partnership

Brands, employers and enterprise integrations.

Market Expansion Partnership

Regional networks, market access and local business relationships.

Technology & Integration Partnership

APIs, systems integration and technology infrastructure.

Other Strategic Partnership

Custom strategic collaboration.

How SORPA enters a new market

Local foundations

Establish the operating entity and confirm local arrangements before launch.

Merchant relationships

Develop relationships with anchor merchants and local business networks.

Product integration

Plan product, payment and operational integrations with the relevant partners.

Market activation

Introduce the ecosystem locally once operational and regulatory requirements are addressed.

Planned approach. Timing depends on local arrangements, applicable requirements and operational readiness.

Corporate foundations

Existing infrastructure
Kazakhstan

The infrastructure behind SORPA

Clover Ltd.

AIFC incorporated entity and product developer identified in the SORPA business plan.

Regional operating companies

Local-market operating model. UAE operating company · incorporation pending.

AIFC incorporated companyClover Ltd. · Kazakhstan

The supplied certificate records Clover Ltd. as a private company incorporated at the Astana International Financial Centre on 10 November 2023. Incorporation is distinct from financial services authorisation and is not a UAE licence.

Certificate of Incorporation · AIFC. Header excerpt only; identifying details excluded.

Header excerpt: Certificate of Incorporation · AIFC
Registered SORPA softwareSoftware IP · Kazakhstan

A software copyright registration dated 16 May 2024 is included in the source materials. Clover Ltd. is identified as the product developer in the business plan. Corporate ownership and assignment documentation remain subject to due diligence.

Software copyright registration · Kazakhstan. Header excerpt only; identifying details excluded.

Header excerpt: Software copyright registration · Kazakhstan
Existing payment infrastructureRegional infrastructure · Kazakhstan

The supplied materials document regional payment workflows and include a partly redacted Kazakhstan payment-related letter. The scope of permissions and the UAE payment arrangements require separate confirmation.

Payment-related letter · Kazakhstan. Header excerpt only; identifying details excluded.

Header excerpt: Payment-related letter · Kazakhstan

UAE leadership

Zhenishbekov Kutman

UAE Market Lead

Responsible for SORPA’s UAE market entry.

PARTNERSHIP SURVEY

Answer 3 quick questions to explore partnership opportunities

This short survey helps us understand how we could work together in the UAE market.

Takes less than 30 seconds.

Step 1 of 3

What best describes you?

Select an option to continue.

Product screenshot

Localized illustrations of regional product interfaces. Historical screen data; not UAE programme terms.